Privacy Policy

Last updated: March 29, 2026

Information We Collect

When you use the HELOC Loan Calculator on helocloancalculator.net, we collect the information you voluntarily provide, including:

  • First name, phone number, and email address
  • Property address (optional)
  • Estimated home value and mortgage balance
  • Self-reported credit tier, mortgage rate range, intended use of funds, and timeline

We also automatically collect standard web analytics data such as IP address, browser type, referring URL, and pages visited. We may capture UTM parameters from inbound links for marketing attribution.

How We Use Your Information

Your information is used solely to:

  • Provide you with a personalized HELOC equity estimate
  • Connect you with Chris Henwood, Senior Loan Officer at Northpointe Bank (NMLS #1280900), for a follow-up consultation
  • Send you a confirmation email summarizing your estimate
  • Improve the functionality and content of this website

Information Sharing

We do not sell your personal information. Your data may be shared with:

  • Northpointe Bank — for the purpose of processing your loan inquiry
  • Service providers — such as Zapier (workflow automation) and Google Sheets (lead tracking), which process data on our behalf

Data Security

We use industry-standard encryption (HTTPS/TLS) to protect data in transit. Lead data is transmitted to secure, authenticated third-party services. We do not store sensitive financial data on our web servers.

Cookies & Tracking

This site may use cookies and similar technologies for analytics and marketing attribution. You can manage cookie preferences through your browser settings.

Your Rights

You may request access to, correction of, or deletion of your personal data at any time by contacting Chris Henwood at chris.henwood@northpointe.com or calling 908-797-4269.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.

Contact

If you have questions about this Privacy Policy, contact:
Chris Henwood | NMLS #1280900
Northpointe Bank
chris.henwood@northpointe.com | 908-797-4269